Card-payments are based on the ISO8583 standard, but there are many versions and interpretations of the ISO8583 standard (with the 1987 and 1993 version being the most commonly used), but there are also many other ISO8583 implementations. For example, because every field in every message isn’t defined in the ISO8583 standards, each payment scheme may establish its own special rules for the contents of certain message fields and can vary from one Scheme to another.
All Frurion™ products are based on the Frurion™ payment processing engine that can be dynamically configured to handle any variation of either the ISO8583 or the different APACS standard. The flexibility of Frurion™ stems from having a parameter-driven modular system that can be configured to suit each client’s particular needs. Frurion™ can be modified and enhanced as business and operational requirements change.
Given the dynamic nature of today’s global marketplace, consolidating payment-processing systems to a one-source solution is a powerful way to reduce operations costs. Frurion™ represents excellent value for money, not just in terms of the initial investment, but also as a longer term return on investment. This is a key component in Proteros’s long term partnership approach with its clients.
Not all implementations of ISO8583 are the same but by being able to support multiple definitions all from the same interface; Frurion™ is able to communicate with a number of payment switches and card schemes without the need for software changes or upgrades. All that is required are parameter settings to reflect the host system’s implementation of ISO8583.